The Definitive Guide To Medical Insurance

Medical Insurance Basics

Medical Insurance Tips

Popular Blog Posts

Medical Insurance Basics

COBRA Insurance – The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides certain former employees, spouses, former spouse’s retirees and dependent children to right to a temporary continuation of health coverage.
Family Medical Insurance – When seeking family insurance prepare yourself by looking at your family and assessing their health care needs. Ask questions related to their needs and seek the answers in the different family medical insurance options.
Group Medical Insurance – The major feature that differentiates group from individual plans is that in a group plan, you cannot be denied coverage. In a group, everyone is eligible.
How to Reduce Your Medical Insurance Rates – Medical Insurance is not like auto or home insurance where if you have no claims, install a burglar alarm in your home or a LoJack on your car you may get a premium discount.
Individual Medical Insurance - Health Insurance, especially for families, is an essential part of life. Uninsured medical expenses are a leading cause of bankruptcy filings in America.
Medical Insurance Buying Tips – If you’re not covered by a group plan (with an employer, for example), then you’ll have to begin searching for the appropriate individual medical insurance that fits you and your situation best.
Medical Insurance FAQ – The most frequently asked medical insurance-related questions.
Medical Insurance Glossary – A list of terms and definitions used in the medical insurance community.
Mini-Meds Insurance – Mini medical insurance is also referred to as supplemental health insurance. It’s available in individual and group plans and best works in tandem with another policy that covers catastrophic losses.
Private Medical Insurance – Private medical insurance has different connotations depending on what country you live in.
Self Employed Medical Insurance – Congratulations on trying the world as a freelancer, an independent contractor, or a small business owner! It’s a great world.
Short Term Medical Insurance – A time may come when you find yourself without health care coverage or your need to bridge a health insurance coverage gap.
Student Medical Insurance - When your student goes off to school, you need to make sure they have good medical coverage. There are three places to check for student medical insurance.
Supplemental Medical Insurance – Supplemental health insurance is also known as defined benefit insurance. This means that the maximum benefits are spelled out in specific dollar amounts.
Types of Medical Insurance – There are three major types of medical insurance in the United States.

Medical Insurance Tips

Appealing a Denial of Service – Your HMO will not provide you with a referral for your autistic son to have speech therapy. Your PPO refuses pay an emergency room bill from two years ago. Or your short term policy dropped you for no good reason. Where do you turn?
COBRA vs. Private Market – If you are self-employed, a retiree who does not yet qualify for Medicare, a student, or a part-time employee who does not receive employer paid benefits, you may have an individual health insurance plan.
Deep Discounts on Hospital Bills – Applying for financial aid is typically a very simple process.
Facts about Maternity Coverage – If you are a young woman who is not pregnant, you may ask yourself: Do I need maternity coverage?  The answer is probably yes, if you plan on having children or think you may conceive anytime in the near future.
Health Reform – Changes to Expect – Much of the healthcare reform legislation that recently passed is good news to those with pre-existing conditions who have had trouble affording health coverage in the past.
Maximizing Your HMO – HMOs, it seems, have suffered a bad rap nearly since their inception in early 1970’s.
More Than Just Claims Payment – Following are some perks that several insurance plans provide to their members. Take the time to check to see if your carrier offers any or all of these services.
Out of Network Care in a Managed Care World – Working within a managed care health plan (HMO or PPO) can be simple, as long as you follow the simple guidelines that were given to you when you signed up for the plan.
Reviewing Your Hospital Bill – Due to the current dicey state of our economy employers are making significant cutbacks to the benefits that they offer to their employees. Because of this, a growing number of folks are finding themselves with health insurance coverage that is less than desirable.
Insurance Risk Pools – If you’re self-employed, unemployed or have a history of being treated for medical conditions with private medical insurance, you may have difficulty obtaining individual health insurance.
What is a Medical Group? - The term “Medical Group” often means different things to different people.

Popular Blog Posts

The 10 Most Expensive Medical Conditions to Avoid – There are lots of reasons why medical insurance is so expensive in the United States. One of the reasons has to do with the quality of care: you get what you pay for.
Where to Get Medical Insurance – In the United States, medical insurance isn’t something that’s just automatically provided to everyone.
42 Medical Blogs Written Entirely by Med Students – Medical schools are notoriously difficult places to survive. There are plenty of med students who have made the journey through med school with their sense of humor intact; many of them blog about their journey.
7 Signs your Medical Insurance Plan is a Scam – If you’re not careful, you can be taken in by con artists who want to separate you from your money rather than keep you in good health.
52 Blogs Run by Doctors or Nurses Offering Medical Advice and Stories – There are many excellent medical blogs that can be found on the internet, but these blogs are all written by either Doctors or Nurses.
Understanding the Difference Between HMOs and PPOs – Two of the acronyms that are often bandied about are HMO and PPO. You probably already know that these refer to different types of medical insurance programs. What you may not know is what the difference between them really is.
How to Make Medical Insurance Affordable – No one will deny for one moment that the issue of medical insurance is an important one, and one that we’re trying desperately as a nation to come to grips with.
5 Simple Diet Tips – Diet fads are all the rage these days. There is a better way to make yourself healthier and cut down on your medical insurance.
How to Make the Best of your Medical Insurance – We’ve all heard the horror stories of how some poor soul suffered needlessly for months or years while his medical insurance company decided whether or not to approve a given procedure to save his life.
Getting Medical Insurance for your Kids - Regardless of what the politicians may or may not do in the name of health care reform, you need to make sure that your kids are covered when illness or disaster strikes.
 
 
 

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